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"KNNB It's already a new year of 2013 liao !!! In year 2012, SMART AUTOMOBILE PTE LTD ~http://www.smartcab.com.sg/ had DEDUCTED SGD$75 from my POSB GIRO transaction. Until TODAY they still have NOT REFUND MY SGD$75!!! Such a big company is still so "GIAN PENG"!!! CHEAT PEOPLE HARD EARN MONEY... SHAME ON YOU!!!"